After a string of small time scams, Johnny Stewart(Damon Wayans), finally decides to go legit when he meets the women of his dreams(Stacy Dash). Following her into the Dynasty Credit Card offices , he quickly accepts a low-level job in the mailroom. But the temptation of free money- in the form of returned credit cards- is more temptation then he can resist, and soon he and his little brother(Marlon Wayans)are on the hilarious shopping spree of a lifetime. When a corrupt executive discovers what Johnny is doing, he blackmails him into a dangerous fraud scheme that threatens not only his credit rating , but his life. 　　译文(2): 在一连串的小骗局之后，约翰尼 · 斯图尔特(达蒙 · 韦恩斯饰)最终决定当他遇到他的梦中情人(史黛西 · 达什饰)时走上正轨。他跟着她进入王朝信用卡办公室，很快就接受了收发室的一份低级工作。但是免费的钱的诱惑——以退回的信用卡的形式——比他能抵抗的诱惑更大，不久他和他的弟弟(马龙 · 韦恩斯)就开始了一生中最搞笑的疯狂购物。当一个腐败的高管发现约翰尼在做什么，他勒索他进入一个危险的欺诈计划，不仅威胁他的信用评级，而且他的生命。